Holistic Financial Planning in East Providence RI

At Woodard & Clark, we offer holistic financial planning to individuals and families throughout East Providence, Rhode Island. Our comprehensive process combines tax strategy, investment management, risk protection, and estate planning—all coordinated by one experienced team. From Riverside to Kent Heights to the neighborhoods near Bold Point Park, we help you create a plan that fits your life today and adapts as your goals evolve.


We’re based just minutes from the East Bay Bike Path, and we proudly serve clients across the East Providence area and beyond, including Riverside, Rumford, Seekonk, and Barrington.

All-in-One Financial Guidance for Life’s Milestones

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A Complete, Integrated Approach to Planning

Financial solutions that work together—seamlessly.

Financial Planning

We help you define your goals and create a structured plan to manage spending, savings, and life’s financial milestones.

Investment Planning

Our strategies are designed to help East Providence residents grow and protect their assets with portfolios tailored to their risk tolerance and long-term vision.

Tax Planning

With deep tax expertise, we design smart, year-round strategies to reduce tax liabilities and align with your overall financial picture.

Protection Planning

We evaluate your risks and recommend coverage—like life, disability, and long-term care insurance—to shield your assets and support your family’s future.

Legacy Planning

Whether you’re setting up a trust or writing a will, we’ll help ensure your wishes are carried out with tax-efficient estate planning that reflects your values.

Frequently Asked Questions

Holistic Planning in East Providence, RI

  • What does holistic financial planning actually include?

    Holistic financial planning brings together all aspects of your financial life into one coordinated strategy. For clients in East Providence and surrounding Rhode Island communities, that means we help with cash flow management, tax strategy, investments, insurance, and estate planning. It’s a complete approach that helps ensure everything works together—not in separate silos. This method reduces overlap, uncovers savings opportunities, and creates a plan built around your real-life goals.

  • Why is holistic planning more effective than traditional financial services?

    Unlike traditional planning, which might focus on a single issue like retirement or budgeting, holistic planning integrates your entire financial picture. This is especially valuable for East Providence residents juggling multiple priorities, such as saving for college, planning for retirement, or managing business income. A cohesive strategy ensures your investment, tax, and protection decisions don’t conflict but support one another. The result is a plan that’s more sustainable, more efficient, and more aligned with your life.

  • Is holistic financial planning only for high earners or retirees?

    Not at all. Many clients we serve in East Providence and nearby areas like Riverside or Seekonk are working professionals, young families, or small business owners looking for structure and clarity. Holistic planning isn’t about how much you have—it’s about how you organize and protect it. No matter your stage in life or income level, a comprehensive plan can help you move forward with more confidence.

  • How often should I revisit my holistic financial plan?

    We recommend that clients in East Providence and across Rhode Island review their financial plans at least annually, or anytime a major life change occurs—such as a new job, marriage, home purchase, or business change. The local economy, tax environment, and even your goals can shift over time, and your plan should reflect that. Our process includes proactive check-ins to keep your strategy current and effective. That way, you’re never planning with outdated information.

  • How do taxes fit into a holistic financial plan in Rhode Island?

    For Rhode Island residents, taxes can impact everything from investment returns to estate planning. A holistic approach ensures your financial strategy includes year-round tax planning—not just last-minute filing. Whether you’re working in Providence, running a small business in East Providence, or managing retirement distributions, we help reduce your tax burden while aligning with your broader goals. Smart tax planning is essential to keeping more of what you earn and preserving wealth over time.

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